Business loan

Business Loans
A business loan is a loan specifically intended for business purposes.wikipedia
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Business plan

Business Plansbusinessbusiness goal
The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories.
Business loans

Loan

loansconsumer loanslending
A business loan is a loan specifically intended for business purposes.

Business

for-profitenterprisefirm
A business loan is a loan specifically intended for business purposes.

Debt

debtsprincipalborrowing
As with all loans, it involves the creation of a debt, which will be repaid with added interest.

Interest

rate of interestsimple interestinterest rates
As with all loans, it involves the creation of a debt, which will be repaid with added interest.

Bank

bankerbankingbanking system
A bank loan may be obtained from a bank and may be either secured or unsecured.

Collateral (finance)

collateralcollateralizedsecured
For secured loans, banks will require collateral, which may be lost if repayments are not made.

Deposit account

depositsdepositbank deposit
The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories.

Balance sheet

statement of financial positionbalance sheetsbalance-sheet
The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories.

Alternative finance

alternative forms of financealternatives
Many smaller businesses are now however turning towards Alternative Finance Providers, especially in the case of smaller firms.

Credit union

credit unionscaisse populairecaisses populaires
Loans from credit unions may be referred to as bank loans as well.

Small Business Administration

SBAU.S. Small Business AdministrationSmall Business Act
The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders.

MicroLoan Program

Microloans
The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans.

SBA 504 Loan

504 LoansSBA 504 Loan Program
The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans.

Equity (finance)

equityshareholders' equityequity capital
Mezzanine finance effectively secures a company’s debt on its equity, allowing the lender to claim part-ownership of the business if the loan is not paid back on time and in full.

Credit rating

ratingcredit ratingscredit quality
Once considered the finance option of last resort, asset-based lending has become a popular choice for small businesses lacking the credit rating or track record to qualify for other forms of finance.

Credit score

credit scoringcredit checkcredit reporting
When they do, the decision is usually based on the personal credit score of the business and/or the business credit score.

Bankruptcy

bankruptbankruptcy protectionbankruptcies
Should the borrower become bankrupt, unsecured creditors will usually realise a smaller proportion of their claims than secured creditors.

Paisalo Digital Limited

Paisalo Digital Limited (formally known as S.E. Investments Limited.) is a non-banking finance company (NBFC) registered under the Companies Act, 1956 of India, engaged in the business loans, income generation loans, SME and MSME loans for business purpose across India.

Collateralized loan obligation

collateralized loansenior credit opportunity fundssenior debt vehicles
Collateralized loan obligations (CLOs) are a form of securitization where payments from multiple middle sized and large business loans are pooled together and passed on to different classes of owners in various tranches.

Boost Capital

Boost Capital is an alternative finance company based in the United Kingdom which provides business loans and merchant cash advances to small and medium-sized enterprises (SMEs).

Booyami

The synergy produced BBC Easy and Finagraph — two technological solutions for small business that offer strategic financial intelligence and streamline obtaining business loans.

OakNorth Bank

OakNorthOakNorth Bank Limited
The bank provides £500,000-£40m business loans, property development finance, and property investment loans, as well as a range of savings accounts for individuals and businesses.

Elevations Credit Union

Products and services include: checking and savings accounts, mortgage loans, credit cards, auto loans, home equity lines of credit, student loans, business loans, and financial planning.