Time deposit

term deposittime depositsTerm depositsfixed depositfixed depositsterm accountsterm-deposittimetime deposit accountsTime liabilities
A time deposit or term deposit (also known as a certificate of deposit in the United States) is an interest-bearing bank deposit with a specified period of maturity.wikipedia
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Certificate of deposit

certificates of depositcertificatesCDs
A time deposit or term deposit (also known as a certificate of deposit in the United States) is an interest-bearing bank deposit with a specified period of maturity.
A certificate of deposit (CD) is a time deposit, a financial product commonly sold by banks, thrift institutions, and credit unions.

Reserve requirement

reserve requirementsreserve ratiocash reserve ratio
Banks in the United States are not subject to a reserve requirement against their time deposit holdings.
There is no reserve requirement on savings accounts and time deposit accounts owned by individuals.

Guaranteed investment certificate

GICGuaranteed investment certificatesguaranteed investments
It is similar to a time or term deposit as known in other countries.

United States

A time deposit or term deposit (also known as a certificate of deposit in the United States) is an interest-bearing bank deposit with a specified period of maturity.

Financial institution

financial institutionsbanking institutionfinance company
It is a money deposit at a banking institution that cannot be withdrawn for a specific term or period of time (unless a penalty is paid).

Transaction account

checkingchecking accountchecking accounts
The opposite, sometimes known as a call deposit or sight deposit, is a deposit that can be withdrawn at any time, without any notice or penalty: e.g., money deposited into a checking account at a bank.

Market-linked CD

market-linked time deposit accountsPoint-to-Point
Some banks offer market-linked time deposit accounts which offer potentially higher returns while guaranteeing principal.


Eurodollarsdollar depositsEurodollar deposit
Eurodollars are time deposits denominated in U.S. dollars at banks outside the United States, and thus are not under the jurisdiction of the Federal Reserve.

Presidency of Carlos Menem

The first measure was a mandatory conversion of time deposits into government bonds.

Corus Bankshares

Corus Bank
The bank's deposit products included checking, savings, money market, and time deposit accounts.

Chemical Bank

Chemical Bank of New YorkChemical Banking CorporationChemical Bank & Trust Co.
Within retail banking, Chemical provided personal and commercial checking accounts, savings and time deposit accounts, personal loans, consumer financing and mortgage banking as well as trust and estate administration.

Full-reserve banking

100% of their deposits100% reserve banking100% reserves
Proposals for such systems generally do not place such restrictions on deposits that are not payable on demand, for example time deposits.

Bowling for Columbine

An early scene depicts a bank in Michigan that gives customers a free hunting rifle when they make a deposit of a certain size into a time deposit account.

Fixed deposit

Fixed DepositsdepositsFixed deposit account
It is known as a term deposit or time deposit in Canada, Australia, New Zealand, and

Financial independence

financially independentfinancial freedomfinancial


Administración Nacional de la Seguridad SocialINPSNational Pension System
The agency maintains a stabilization fund, the Sustainability Guarantee Fund (FGS), which held approximately us$46 billion in a variety of financial instruments as of December 2011, of which 58% was held in government securities, 14% in productive investment, 12% in time deposits, and 9% in the Buenos Aires Stock Exchange.

Caisse populaire Desjardins de l'Est de Drummond v Canada

In September 2000, Les Entreprises Camvrac Inc. was granted a line of credit of $277,000 by the Caisse populaire du Bon Conseil in Notre-Dame-du-Bon-Conseil, Quebec, and in return it made a term deposit of $200,000 which was neither negotiable nor transferable during the line's term.

Recurring deposit

Recurring deposit account
A recurring deposit is a special kind of term deposit offered by banks which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits.

Convertibility plan

Argentine Currency BoardConvertibility Lawfixed exchange rate
The Argentine banking crisis of 1990 underlined this point, as the Central Bank moved to confiscate the deposits of commercial banks to overcome a liquidity crunch, exchanging certain types of time deposits for BONEX bonds.

Grupo Financiero Galicia

Banco GaliciaGalicia Central TowerGalicia Financial Group
The Buenos Aires branches were followed by one in neighboring Montevideo, Uruguay, in 1910, and in 1921, it began offering time deposits (which remain the most common form of savings among the Argentine public).